Become an Agent with Sunshine Life & Health Advisors
Join a team that helps agents grow faster, earn more, and build long-term success. At Sunshine Life & Health Advisors, we don’t just contract agents — we mentor, equip, and support you with everything you need to thrive in today’s insurance industry.
Why Partner with Sunshine
Most FMOs hand you a login. We hand you resources, training, and a system that pays.
We know agents want freedom — not frustration. That’s why we designed a platform that removes barriers and helps you scale your business the right way.
- Dedicated contracting team → faster onboarding, zero delays
- Marketing & co-branding support → professional, polished presence
- Retention analytics → track renewals & maximize recurring income
- Growth mentoring → leadership paths and override structures
Training & Compliance
We don’t just sign you up — we make sure you’re prepared.
- Weekly live trainings on products & cross-selling
- On-demand carrier certification walkthroughs
- Compliance portal with scripts, forms, and recording logs
Testimonials
Nunca me había sentido tan apoyado por una FMO: realmente te devuelven la llamada.
— Maria G
El equipo de capacitación realmente se preocupa. Aquí no te sientes como un número.
— Carlos M
What You’ll Get
When you join Sunshine, you get access to everything you need to grow your business:
- ACA, Private Plans, Medicare, Life, and Ancillary carrier contracts
- Access to a robust agent platform
- Dedicated onboarding and compliance support
- Personalized branding and marketing resources
- Group training sessions and webinars
- Live agent support from 9 AM to 6 PM EST
Whether you’re a new agent starting out or an established agency looking to scale, we’ll tailor our support to fit your goals.
Who We’re Looking For
We’re seeking motivated:
- Licensed life and health insurance agents
- New agents seeking mentorship and guidance
- Sub-agencies looking for FMO partnerships
- Bilingual agents ready to serve diverse communities
If you’re passionate about helping families, eager to grow your income, and want to work with a trusted FMO, Sunshine is where you belong.
How to Get Started
Joining Sunshine is simple and fast:
Complete the Form Below
Fill out your information and tell us about your background.
Meet Our Contracting Team
We’ll review your goals and match you with the right carriers.
Start Selling
Once contracted, you’ll receive login credentials, training materials, and your first lead assignments.
Agent Application Form
Frequently Asked Questions
Do I need experience to join?
No. We work with both new and experienced agents. If you’re new, we’ll help you get licensed and trained.
How long does it take to get contracted?
Typically 3–5 business days once we receive your documents and carrier selections.
Do I need to pay to join Sunshine?
No. There are no upfront costs or membership fees. Our FMO is paid by the carriers.
Can I work remotely?
Yes. You can work from anywhere in the U.S. and still receive full support from our team.
Do I keep ownership of my clients?
Absolutely. You own your book of business and your renewals. Sunshine simply provides the platform to help you grow.
Can I bring my own team or sub-agency?
Yes. We actively partner with sub-agencies and offer overrides, recruiting tools, and back-office support
Ready to Grow with Sunshine?
At Sunshine Life & Health Advisors, you’re not just joining an FMO — you’re joining a team that’s invested in your success.
