Your Growth, Our System.
Join the FMO Where Independent Agents Become Scalable Businesses
Nationwide support. ACA, Medicare, Group plans. Fast onboarding.
Why Agents Choose Sunshine
CRM & Enrollment Tools
Multi-State Licensing
Marketing Support
English & Spanish Training
Fast, No-Hassle Onboarding
Get Started in 3 Simple Steps
Contract with Sunshine
Plug Into Our Platform
Start Earning Faster
Hear From Agents Who Made the Switch
Joining this agency was the best decision for my career. The support, training, and culture are unmatched.
Alex M., Insurance Agent
Joining this agency was the best decision for my career. The support, training, and culture are unmatched.
Alex M., Insurance Agent
Joining this agency was the best decision for my career. The support, training, and culture are unmatched.
Alex M., Insurance Agent
Joining this agency was the best decision for my career. The support, training, and culture are unmatched.
Alex M., Insurance Agent
Joining this agency was the best decision for my career. The support, training, and culture are unmatched.
Alex M., Insurance Agent
Built for Scale. Powered by the Best
Everything You Need to Grow
Robust Agent Portal
Lead Share Program
Digital enrollment
tools
Weekly webinars
Dedicated agent
support team
FAQs About Contracting with Sunshine
How long is onboarding?
Onboarding typically takes 5 to 7 business days from the moment you complete the application and submit your required licensing documents.
During this time, we handle paperwork, carrier contracting, and access setup. Once complete, you’ll begin your customized training and marketing program — fully equipped to start selling.
What states are you licensed in?
We are licensed and actively contracting in the following states:
- Alabama
- Arkansas
- Delaware
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Mississippi
- Nebraska
- New Hampshire
- Ohio
- Oklahoma
- New Jersey
- Tennessee
- Washington
- Wisconsin
- Wyoming
- Virginia
- Maryland
- Michigan
- Idaho
Got licenses in other states? We offer contracting assistance where possible. Feel free to ask us directly — we’re here to support your expansion.
Is there a cost to join?
No — there’s absolutely no cost to join our network. We don’t charge contracting fees. You get full access to commissions, training, support, and technology at no cost. Our success is built by empowering agents like you!
Do you offer ACA & Medicare?
Yes — we offer both ACA (Obamacare) plans and Medicare product lines.
You’ll have access to:
You’ll have access to:
- Full ACA Marketplace offerings with subsidy eligibility guidance
- Medicare Advantage, Medigap, and Prescription Drug Plans (Part D) from reputable carriers
We provide the training and tools you need to confidently present and sell these products.
