Your Growth, Our System.
Join the FMO Where Independent Agents Become Scalable Businesses
Nationwide support. ACA, Medicare, Group plans.
Why Agents Choose Sunshine
Robust agent portal
Multi-line carrier access across 48 states
Marketing Support
English & Spanish Training
Fast, No-Hassle Onboarding
Get Started in 3 Simple Steps
Contract with Sunshine
Plug Into Our Platform
Start Earning Faster
Hear From Agents Who Made the Switch
I came in with experience, but I was tired of chasing leads. Madrinas gave me a structured process and real support, not just a login and a ‘good luck.’ The inbound lead flow is consistent, and the coaching helped me tighten my calls fast. I’m finally building steady renewals instead of starting from zero every month.
– Jessica R., Health Insurance Agent
Yo no tenía licencia cuando apliqué, y eso era lo que más me preocupaba. Aquí me guiaron paso a paso con el proceso, entrenamiento, y apoyo real. No es solo ‘te damos un link’ y ya. He aprendido rápido, tengo una estructura clara, y siento que por fin estoy construyendo algo a largo plazo.
– Karla M., Agente de Seguros de Salud
What surprised me most was how responsive the team is. When I had questions about onboarding, compliance, or carriers, I got answers quickly. The training is practical, the expectations are clear, and I can work remote without feeling like I’m on my own. If you’re serious about building a book, this is a legit opportunity.
– Michael A., Independent Agent
Lo que más valoro es el apoyo. Hay seguimiento, coaching, y un sistema que te ayuda a trabajar con orden. Los leads entran, el proceso está definido, y eso hace una gran diferencia. Si quieres crecer en seguros y no estar improvisando todo el tiempo, Madrinas es una buena opción.
– Luis G., Agente Independiente
Built for Scale. Powered by the Best
Everything You Need to Grow
Robust Agent Portal
Lead Share Program
Digital enrollment
tools
Weekly webinars
Dedicated agent
support team
FAQs About Contracting with Sunshine
How long is onboarding?
Onboarding typically takes 5 to 7 business days from the moment you complete the application and submit your required licensing documents.
During this time, we handle paperwork, carrier contracting, and access setup. Once complete, you’ll begin your customized training and marketing program — fully equipped to start selling.
What states are you licensed in?
We are licensed and actively contracting in the following states:
- Alabama
- Arkansas
- Delaware
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Mississippi
- Nebraska
- New Hampshire
- Ohio
- Oklahoma
- New Jersey
- Tennessee
- Washington
- Wisconsin
- Wyoming
- Virginia
- Maryland
- Michigan
- Idaho
Got licenses in other states? We offer contracting assistance where possible. Feel free to ask us directly — we’re here to support your expansion.
Is there a cost to join?
No — there’s absolutely no cost to join our network. We don’t charge contracting fees. You get full access to commissions, training, support, and technology at no cost. Our success is built by empowering agents like you!
Do you offer ACA Private Plans and Ancillaries Medicare?
Yes — we offer both ACA (Obamacare) plans and Medicare product lines.
You’ll have access to:
- Full ACA Marketplace offerings with subsidy eligibility guidance
- Medicare Advantage, Medigap, and Prescription Drug Plans (Part D) from reputable carriers
We provide the training and tools you need to confidently present and sell these products.
