Join the FMO Built for Licensed Agents.

Empowering Agents. Building Futures. Changing Lives.

At Sunshine Life & Health Advisors, we believe insurance is about people, not paperwork. Our mission is to empower licensed agents with the tools, training, and opportunities they need to help families secure affordable coverage — and build lasting financial freedom in the process.

From day one, we’ve focused on supporting agents, simplifying operations, and building trust. We don’t just offer contracts; we offer a partnership designed to help you grow.

OUR STORY

15 years ago we started with a simple belief: agents deserve more than a login and a contract. They deserve advocacy, community, and opportunity.
What began as a local team has grown into a multi-state network of high-performing agents united by shared values and purpose.

Our Mission

To empower independent agents with the systems, tools, and voice they need to thrive — not just survive — in today’s evolving insurance landscape.

Our Values

Why Agents Choose Sunshine

We Invest in Your Success

At Sunshine, you’re not just another agent ID. You’re part of a community that’s built to help you succeed.

$0 Marketing Support – Get access to daily leads from national campaigns.
Multi-State Licensing – Expand your reach and grow your book faster.
CRM & Enrollment Tools – Manage clients, policies, and renewals from one place.
English & Spanish Training – Learn in the language that helps you connect best.
Fast, No-Hassle Onboarding – Start selling in days, not weeks.

Our system is designed to help agents scale fast, earn more, and focus on what matters most — helping clients.

Built for Scale, Powered by Partnership

Our strength comes from the partnerships we’ve built with some of the most trusted carriers in the nation.

Our Carrier Partners Include:

These partnerships allow Sunshine agents to offer clients top-quality coverage across ACA, Medicare, Life, and Group Health — all backed by expert training and bilingual support.